It is well known that Americans are in general not very good at saving for anything.  The more time to the event such as retirement, college, home-buying, or car purchase the harder it is to save consistently.  A few programs are attempting to get at this problem by creating incentives to save.  SaverLife provides users with bonuses for consistent saving behavior.  The program is sponsored by JPMorgan Chase and is a great example of how innovation can help people save money for future life events.  Grads529 believes that technology and small, habitual saving can add up to significant college savings if families start the process early.  Sign up with Grads529 for more information.